KUSCCOOP Debit card enables you to make electronic transactions (cash withdrawal and purchase of goods and services through various POS terminals) at any time. KUSCCOOP Debit card is associated with Smart Choice Technologies Ltd (SCT). With KUSCCOOP Debit Card (SCT-UPI), individual can have easy access to their nominated account maintained with Kumari Saving & Credit Co-Operative Ltd. (KUSCCOOP) from any ATM location that is spread over more than 3,000 ATM terminals.
Further you can make purchase of goods and services from more than 10,000 merchant locations through Point-of-Sale (POS) terminals. KUSCCOOP Debit card is accepted at all ATMs associated to SCT network and merchant locations that display/accept SCT UPI Debit Cards.
Individuals (major) having savings account at Kumari Saving & Credit Co-Operative Ltd. (KUSCCOOP).
- Access to wider ATM network throughout the nation
- PIN based secured transaction mechanism for every withdrawals and purchase
- Own your cards with 4 years validity
- Wide acceptance within Nepal
- Prompt SMS and email transaction alerts
Frequently Asked Questions (FAQ’s)
What is SCT Debit Card?
SCT Debit Card is a debit Card linked to your Kumari Saving & Credit Co-Operative Ltd. (KUSCCOOP) account that allows you access your account round the clock.
How long is my Card valid for?
Your card is valid for 4 years.
Where can I use my KUSCCOOP SCT Debit card?
You can use your KUSCCOOP SCT Debit card at any ATM or retail store in Nepal displaying SCT Logo.
||Maximum withdrawl limit per transaction
||Minimum withdrawal limit per transaction
||Maximum limit of withdrawal per day
||Maximum number of transaction per day
Fees & Charges
||Cash Advance Fee From KUSCCOOP ATM
||Cash Advance Fee From Other ATMs
||Balance Enquiry Fee From Other ATMs
||Exception Listing Fee (Stop, Unblock)
||PIN Reissuance Fee
||Card Reissuance Fee
||Card Replacement Fee
||Pre-Scheduled Renew & Renewal on Demand Fee
||Retrieval Request/Request for Copy Fee
||NPR 250 per transaction
||Dispute Management Fee
||NPR 500 per transaction
||*** Issued only with Visa Electron Debit
||*Only for balance enquiries made outside KUSCCOOP's ATM network or POS network as applicable
ATM (Debit Card )
- We are connected with SCT (smart choice network)
- Easily withdraw money from all over Nepal
- Card can be used for POS
Kumari Saving Co-Operative Ltd. (KUSCCOOP)
Kumari Co-Operative Building, Kumari Chowk, Chabahil, Mitrapark, Kathmandu, Nepal